Not really. I think maybe if you can buy China government bonds maybe, that’s as close as you can get.

I-bonds or any other government debt vehicle that is a necessary part of money circulation. It’s a win-win. Either your money goes up, or the system has collapsed and a new world can be built.

If you’re skipping ahead of the part where you should take care of yourself, then the only ethical choice in this day and age is “diamond hands”.

Forcing a CEO to remain profitable for the long term.

“Ethical” investment funds are just scams gaming certain metrics to keep their ethical label. Pick a company that provides value to the world, and give it a loan with no expectation that it grow to infinity. Pull out if the new CEO is some whiz kid saying profits are going to go to the moon now.

Sincerely: random internet stranger

I has the same dilemma and ended up investing in government bonds.

As far as people using money for things it wasn’t the worst. Returns were less than other investments but I am fine with it.

I’d say buy CDs from a credit union, or municipal bonds (riskier though). In fact maybe the best thing to do for now is to move your banking over to a credit union if there’s one you can join, or to a smaller local bank if you can’t and you’re with one of the big bastards.

After that, in terms of stock, an S&P index fund will have some of the best and most consistent returns, and all you’re really betting on is ‘line goes up.’ One could try to find an individual ethical company or companies, like maybe publicly traded B Corps, but even those I have doubts about.

And real estate isn’t getting any cheaper, so if you already own a home, I suppose you could buy another one and rent it at cost. You get equity, and the renters presumably get below market rent. Maintain the property, give the renters right of first refusal if you decide to sell, and sell at marginal markup rather than market rate and you’d probably be doing better than your average landlord. This is the toughest route to follow while not being a bastard.

I’ve seen banks that offer investment accounts but they only invest in businesses which meet certain ethical standards. It was by the Co-Operative Bank in the UK, which is some community bank thing owned by the customers. Not sure how that works but they do lots of the ethical stuff.

I’ve also seen a charity where you could offer loans to small businesses in developing countries and if they ever became profitable they’d pay you back, but I wouldn’t be surprised if you never saw that again.

No. Ethically you need to give your possessions away. Having money is not ethical because other people might not have any money.

How dare you.

I agree with /u/the_abecedarian@piefed.social