

I don’t know where in Germany you have been, but every single bank I have visited here has a foyer that is either unlocked, or accessible with your ATM card and the ATM will be in that foyer. Usually the bank will have very banky business hours (9-12 and maybe 15-18 a few times a week), but keep the foyer unlocked for the day and lock it at night, but as I said you can use your card to get in.
Banks used to have their ATMs accessible from outside the branch, but that has led to crafty thieves blowing the ATMs up to get the money, so they moved them. I don’t know why that helped, but I haven’t heard about this happening as much any more, probably due to better security camera coverage etc.
I do agree that it would be nice to have ATMs in other places, but what you can also generally do is get money from grocery stores where you are already paying with your card. Just tell them you need X00€ and they will add it to your total and give you the cash.


You know what: Valid. if Germans are one thing, it’s grumpy and resentful of helping anyone. They will help you, but they will let you know that it is an inconvenience and that you are to blame.