Extremely reductive. You are constantly presented with proof of something happening due to a specific rationale, and you decide to deny that rationale even exists in the first place. The rich do give a shit if you’re white, black, or trans, because rich people are not omnisciently minded perfectly logical entities, they are biased as fuck in many cases. It also does not help that capitalists have learned that one of the best ways to offset contradictions into the future is by misattributing the capitalist causes of many oppressive and awful systems onto minorities. Almost like something you might do if given the chance.