I’ve been mindful of the ways companies can track my spending habits, and so have been increasingly keen on using cash and avoiding mobile banking/payment apps like the plague. I realize that this varies by country and might be a bit far out, but the thought does linger in the back of my mind. If current trends continue, how much longer until they take cash and browser-based banking from us? Or will there be a reason those options should continue to exist (and be easily usable) far into the future? And perhaps:
- What else can I, as an individual, do about this?
- Is there a tendency for larger banks or smaller credit unions to push towards mobile-only online banking?
- What does it look like in countries where cashless and mobile payments are the norm?
deleted by creator
I didn’t see any English articles about that, bit just recently it made the rounds in German speaking news outlets that cash is very well trackable. Thanks to the individual serial number on every euro bill, they can track you from the ATM to the bar. And banks, big supermarkets etc. already do it. There is even a German company selling this data.
More information (unfortunately in german): https://netzpolitik.org/2025/bargeld-tracking-du-hast-ueberwachungsinstrumente-im-portemonnaie/
The gang discovers money laundering
I’ll fucking make my own currency! (this might not be a joke)
If we go by the WEF, then certainly before 2030.
At least in Canada, friends at the bank I used to work in IT were briefed in 2024 that CBDCs were coming down the pipe at some point in the future.
To be fair - it’s peoples own fault, that they take away cash. They don’t use them, because they are lazy…
