• RION [she/her]@hexbear.net
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      5 days ago

      I mean yeah that’s how to turn money into nothing, but how do we get to that point? 59% of Vanguard plan participants only hold a single target date fund according to page 6 of this 2025 report, and I really doubt much of the remaining 31% who use more plan offerings (making them less diversified, paradoxically) will end up investing a significant amount in crypto or crypto funds.

      • plinky [he/him]@hexbear.net
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        5 days ago

        probably not directly, no, but it would be called like “etf of risky investment, 20% yoy perfomance”. if they get even 5% of usa market, it would be more than neough for crypto

        • RION [she/her]@hexbear.net
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          5 days ago

          “even 5% of USA market” is doing a lot of work there. All the sector funds in the vanguard plans (what seems like the closest thing to compare crypto to, particularly the precious metals one) amount to 1% usage by participants, and every sector besides real estate has <0.5% usage.